Coast Guard Mutual AssistanceServing the men and women of the US Coast Guard since 1924

CGMA's Mission

CGMA'S mission is to promote the financial stability and general well being of Coast Guard people through interest-free loans, grants, and financial counseling. While the first two forms of assistance are often spoken about, financial counseling could be the most important tool any of our clients use. 

Financial Counseling

The purpose of financial and housing counseling and debt management assistance is to help our clients become good managers of their personal finances and meet their financial obligations.

How CGMA Helps Clients

To assist in accomplishing these goals, CGMA pays for our clients to receive financial and housing counseling services and, when needed, debt management assistance.

Our partnership with the National Foundation for Credit Counseling (NFCC) and its member agencies allows us to help Coast Guard members all around the country. This counseling is available to the entire Coast Guard family, is completely confidential, and can be used at any time by anyone.  Members are not required to be in debt or seek assistance in order to take advantage of these individual counseling sessions.

Obtaining Counseling 

Eligible clients of CGMA and/or their spouses can take advantage of seeing a financial counselor by following these steps:

  1. The CGMA Representative fills out the CGMA Letter of Introduction of the CGMA/NFCC agreement (pdf)

  2. The Representative or Client can visit the NFCC website to find a local counselor and set up an appointment

  3. The Client is to bring both the CGMA/NFCC Agreement and the completed Letter of Introduction to the appointment, so that the agency will bill CGMA directly

Unit Training

CGMA has also partnered with the NFCC and its member agencies to offer free financial training classes to any interested Coast Guard units, spouses groups, etc.  These classes go over basic budgeting, savings, and managing debt. Several units took advantage of this training in 2012, and any interested commands or leaders can contact CGMA-HQ to set up a class in their area.

Additional information: Specific application information, eligibility and program requirements for these programs are available:


You give valuable time to assist CGMA clients and it is much appreciated!

Please let CGMA-HQ know (703) 875-0404 or toll free (800) 881-2462 or email: HQS-DG-CGMA@uscg.mil if there is any way we can support your efforts as you serve your shipmates through CGMA.