is to rapidly provide emergency assistance for evacuation and cash needed to meet basic living expenses such as food, shelter, clothing, etc.
When the disaster is over, losses and expenses not reimbursed by other sources are divided in to two categories:
Priority 1 - Emergency disaster assistance for basic living expenses to prevent privation
(lack of food, shelter or clothing) and temporary home repairs to prevent further damage.
Priority 2 - Basic household setup/re-establishment, personal property items and other emergency needs.
Disaster assistance will be provided in the order of priority indicated, subject to the availability of funds and financial need. It is important to clarify that CGMA does not provide assistance for major structural loss.
CGMA is not in a position to cover losses due to inadequate or lapsed insurance coverage, the failure of an insurance company to settle claims, or to bridge the gap between pre-disaster property values and insurance recoupment. While CGMA would like to see those affected made whole, even agencies of the federal government and major charities do not have sufficient funds to cover every individual's actual losses.
Clients should be properly insured and are expected to file a claim against their insurance company, except where deductibles are greater than the loss or damage. Proof of insurance deductible is required. Some consideration will be given for un-insured losses, but at a very limited scope.
For more information regarding disaster assistance, as well as guidelines CGMAHQ uses for disaster loan to grant conversion, please refer to Appendix F of the CGMA manual.
You give valuable time to assist CGMA clients and it is much appreciated!
Please let CGMA-HQ know (703) 875-0404 or toll free (800) 881-2462 or email: HQS-DG-CGMA@uscg.mil if there is any way we can support your efforts as you serve your shipmates through CGMA.